🏦 Major Banks in Gozo
Complete Guide to Bank Branches, Services & Contact Details
Banking Services in Gozo
Gozo is served by three major banks offering comprehensive financial services to residents, businesses, and visitors. Each bank operates modern branches with multilingual staff and full banking facilities including account services, loans, foreign exchange, and digital banking platforms.
All major banks in Gozo are part of established Maltese banking groups with strong European connections, ensuring reliable service and regulatory compliance for both local and international banking needs.
🏛️ Bank of Valletta (BOV)
Bank of Valletta - Gozo Branches
Bank of Valletta is Malta’s largest bank and provides comprehensive banking services through its Gozo branches. As the leading financial institution in Malta, BOV offers the full range of personal and business banking services with modern facilities and experienced staff.
🏦 Victoria Branch – Main Office
59, Republic Street, Victoria, Gozo
Phone:
📞 +356 2156 3041
Email:
📧 info@bov.com
Monday – Friday: 8:30 AM – 2:30 PM
Thursday: 8:30 AM – 4:30 PM
Saturday: 8:30 AM – 12:30 PM
Sunday: Closed
ATM: 24/7 Available
🏛️ Xewkija Branch
Xewkija Square, Xewkija, Gozo
Phone:
📞 +356 2156 7892
Services:
Full banking services
Monday – Friday: 8:30 AM – 1:00 PM
Saturday: 8:30 AM – 12:00 PM
Sunday: Closed
ATM: 24/7 Available
💼 Services Offered at BOV Gozo:
- Personal current and savings accounts
- Business banking and commercial accounts
- Personal and business loans
- Credit cards (Visa and Mastercard)
- Mortgage services
- Foreign exchange services
- International wire transfers
- Investment and wealth management
- Insurance products
- BOV Mobile and internet banking
🌐 Website: bov.com
📱 Mobile App: BOV Mobile (iOS & Android)
💻 Internet Banking: Full online banking platform
📞 Customer Service: +356 2131 2020 (24/7)
🏛️ HSBC Malta
HSBC Malta - Gozo Branch
HSBC Malta operates as part of the global HSBC Group, offering international banking expertise with local knowledge. Their Gozo branch provides comprehensive banking services with particular strength in international banking, foreign exchange, and expatriate banking services.
🏦 Victoria Branch – Republic Street
114, Republic Street, Victoria, Gozo
Phone:
📞 +356 2380 8000
Email:
📧 malta@hsbc.com
Monday – Friday: 8:30 AM – 2:30 PM
Thursday: 8:30 AM – 4:30 PM
Saturday: 8:30 AM – 12:30 PM
Sunday: Closed
ATM: 24/7 Available
🌍 International Banking Services:
- Multi-currency accounts
- International transfers (SWIFT)
- Foreign exchange services
- Expatriate banking packages
- Premier banking for high net worth
- Global ATM network access
- International credit cards
- Investment and wealth management
- Trade finance and commercial banking
- HSBC Mobile and online banking
✨ HSBC Advantages:
- Global banking network (80+ countries)
- Preferential rates for international transfers
- English-speaking staff and services
- Strong expatriate banking support
- Premium banking services available
- Advanced digital banking platform
- International investment opportunities
- Comprehensive insurance products
🌐 Website: hsbc.com.mt
📱 Mobile App: HSBC Malta Mobile Banking
💻 Internet Banking: HSBC Online Banking
📞 Customer Service: +356 2380 2380 (24/7)
🚨 Lost Cards: +356 2380 2380 (24/7 hotline)
🏛️ APS Bank
APS Bank - Gozo Branch
APS Bank is Malta’s second-largest bank and the country’s leading locally-owned financial institution. With over a century of experience in Maltese banking, APS offers personalized service with deep local knowledge and strong community connections in Gozo.
🏦 Victoria Branch – Main Street
129, Republic Street, Victoria, Gozo
Phone:
📞 +356 2122 6644
Email:
📧 customercare@apsbank.com.mt
Monday – Friday: 8:30 AM – 2:30 PM
Thursday: 8:30 AM – 4:30 PM
Saturday: 8:30 AM – 12:30 PM
Sunday: Closed
ATM: 24/7 Available
🏪 Nadur Branch
Victory Square, Nadur, Gozo
Phone:
📞 +356 2155 6710
Services:
Limited banking hours
Monday & Wednesday: 8:30 AM – 12:30 PM
Friday: 8:30 AM – 12:30 PM
Other days: Closed
ATM: 24/7 Available
💼 APS Banking Services:
- Personal current and savings accounts
- Business and SME banking
- Personal and car loans
- Credit cards (Visa and Mastercard)
- Home loans and mortgages
- Foreign currency services
- International transfers
- Investment and pension plans
- Insurance products
- APS Mobile and internet banking
🌟 APS Advantages:
- Strong local knowledge and community ties
- Personalized service with local decision-making
- Competitive rates for local residents
- Bilingual staff (Maltese and English)
- Specialized SME and business support
- Local property market expertise
- Community-focused banking approach
- Long-standing Maltese banking heritage
🌐 Website: apsbank.com.mt
📱 Mobile App: APS Mobile Banking
💻 Internet Banking: APS Online Banking
📞 Customer Service: +356 2122 6644
🚨 Lost Cards: +356 2122 6644 (24/7 hotline)
🔍 Choosing the Right Bank for You
Each bank offers unique strengths. Here’s how to choose the best banking partner for your specific needs in Gozo.
🏛️ Bank of Valletta
Best for: Comprehensive banking with largest branch network
- Most ATMs and branches in Gozo
- Widest range of services
- Strong local market presence
- Good for residents and businesses
🌍 HSBC Malta
Best for: International banking and expatriates
- Global banking network access
- Excellent for international transfers
- Premier banking services
- Strong expatriate support
🏪 APS Bank
Best for: Local banking with personalized service
- Strong local knowledge and ties
- Personalized customer service
- Competitive local rates
- SME and business focus
💡 Practical Banking Tips for Gozo
For Tourists:
- Use your international cards at any ATM
- BOV has the most ATMs across Gozo
- Notify your bank before traveling
- Keep emergency cash for smaller vendors
For New Residents:
- Compare account fees and minimum balances
- Consider your international banking needs
- Book appointments in advance
- Bring all required documentation
🏧 ATM Network Across Gozo
All three major banks operate 24/7 ATMs throughout Gozo, ensuring convenient cash access wherever you are on the island.
🗺️ Key ATM Locations
📍 Victoria (Capital)
- Republic Street (all 3 banks)
- Main Square area
- Victoria bus terminus
- Shopping areas
🏖️ Tourist Areas
- Marsalforn waterfront
- Xlendi bay area
- Ferry terminal (Mġarr)
- Major hotels
🏘️ Villages
- Xewkija (BOV branch)
- Nadur (APS branch)
- Qala village center
- Żebbuġ main street
💳 ATM Usage Tips:
- International cards accepted at all ATMs
- Daily withdrawal limits vary by bank
- Check with your bank for international fees
- Use bank ATMs for better security
- Avoid standalone ATMs when possible
- Keep receipts for expense tracking
For detailed ATM locations with interactive maps, visit our complete ATM guide.
💼 Complete Your Banking Setup
Now that you know about the major banks, explore our other banking guides to complete your financial setup in Gozo.
Opening Bank Accounts
Step-by-step guide and requirements
ATMs & Cash Access
Interactive ATM map and fees
Online Banking & Apps
Digital banking setup guide
International Transfers
Send money abroad efficiently
Your complete guide to banking in Gozo – making your financial life simple and secure.